Helping Consumers Find The Right Coverage
AM Insurance Services offer a variety of health insurance products from Florida’s leading and the ACA Marketplace. Our goal is to make it easy for you to compare plans and purchase the product that best meets your needs and budget. If you are concerned about losing your insurance or have already lost your current coverage, our health insurance agents will help you find affordable alternatives. Learn more about us.
Group Health Insurance
Our experienced brokers and account managers will provide excellent customer service throughout the life of your policy and not just at renewal.
Individual Insurance
AM Insurance Services is here to ensure that you get the best individual or family health insurance plan that suits your coverage and budget needs.
ACA Marketplace
The Affordable Care Act Health Insurance Marketplace helps people without health coverage find and enroll in a plan.
Dental Insurance
Yes, it true! You can afford high quality dental insurance and keep those pearly whites shining bright.
Health Savings Accounts
Health Savings Accounts are a tax deductible, interest bearing accounts designed to assist in paying your medical expenses tax free.
Life Insurance
Replace your income and provide financial security for family members dealing with the hardship of losing a loved one.
Carriers We Represent
Vivian Garcia-Valencia is a fully licensed health insurance broker who has over seven years of experience in the insurance industry. She has dual responsibilities as a Broker and an Account Manager for AM Insurance Services. Vivian has a profound knowledge of insurance products and a keen understanding of the rules and regulations of major insurance companies. This enables her to provide comprehensive customer service to all of AM Insurance Services clients.
Vivian graduated from Florida International University in 2013 with a bachelor’s degree in Business Management (with honors, Magna Cum Laude). With her knack for jokes and an overall optimistic outlook on life, Vivian can often brighten the office and create good morale. She strongly believes that where there is a will, there is a way.
Vivian Garcia-Valencia is a fully licensed health insurance broker who has over seven years of experience in the insurance industry. She has dual responsibilities as a Broker and an Account Manager for AM Insurance Services. Vivian has a profound knowledge of insurance products and a keen understanding of the rules and regulations of major insurance companies. This enables her to provide comprehensive customer service to all of AM Insurance Services clients.
Vivian graduated from Florida International University in 2013 with a bachelor’s degree in Business Management (with honors, Magna Cum Laude). With her knack for jokes and an overall optimistic outlook on life, Vivian can often brighten the office and create good morale. She strongly believes that where there is a will, there is a way.
Ms. Nelson is a fully licensed health insurance broker and partner at AM Insurance Services. Ms. Nelson has over ten years of experience in the industry and has wide range of insurance product knowledge and expertise in genuine client-centered services. Since the healthcare reform and legislation were enacted, she has developed an extraordinary level of experience by helping hundreds of clients successfully enroll in the new health plans. These enrollments took place on both the HeathCare.gov marketplace and on private insurer exchanges. Prior to joining AM Insurance Services in 2005, Ms. Nelson spent five years as a licensed property and casualty agent with a national insurance company.
Ms. Nelson is a member of the National Association of Health Underwriters and former Vice President of the Business Networking International Dadeland Chapter. She obtained her undergraduate degree in Criminal Justice in 2000 from Florida International University. She currently resides in Miami, Florida with her husband and two children.
Ms. Nelson is a fully licensed health insurance broker and partner at AM Insurance Services. Ms. Nelson has over ten years of experience in the industry and has wide range of insurance product knowledge and expertise in genuine client-centered services. Since the healthcare reform and legislation were enacted, she has developed an extraordinary level of experience by helping hundreds of clients successfully enroll in the new health plans. These enrollments took place on both the HeathCare.gov marketplace and on private insurer exchanges. Prior to joining AM Insurance Services in 2005, Ms. Nelson spent five years as a licensed property and casualty agent with a national insurance company.
Ms. Nelson is a member of the National Association of Health Underwriters and former Vice President of the Business Networking International Dadeland Chapter. She obtained her undergraduate degree in Criminal Justice in 2000 from Florida International University. She currently resides in Miami, Florida with her husband and two children.
Naida Torres is a partner at AM Insurance Services and is a fully licensed health, life, disability and variable annuities agent from the Florida Department of Insurance. Ms. Torres also holds a Series 6 securities license to provide her clients with the various investment opportunities available through innovative health insurance products. Ms. Torres’ client base includes large corporations, small businesses, professionals, families and individuals. As a Partner, Ms. Torres strives to develop and implement long-term strategies that ensure the well-being and financial security of the firm’s clients.
Ms. Torres is a past member of the Board of Directors and a former Trustee of the Coral Gables Chamber of Commerce. There, she also served as the Chair of the 20/30 Group, a young professionals committee. Ms. Torres is also a Past Member of the Board of Directors and the former Treasurer of the Women’s Chamber of Commerce of Miami-Dade; and a Past President of Business Networking International’s (BNI) Coral Gables Chapter.
Ms. Torres frequently participates in continuing education courses and training seminars relevant to the services she provides. She received her B.A. in Elementary Education in 2000 from Florida International University.
Naida Torres is a partner at AM Insurance Services and is a fully licensed health, life, disability and variable annuities agent from the Florida Department of Insurance. Ms. Torres also holds a Series 6 securities license to provide her clients with the various investment opportunities available through innovative health insurance products. Ms. Torres’ client base includes large corporations, small businesses, professionals, families and individuals. As a Partner, Ms. Torres strives to develop and implement long-term strategies that ensure the well-being and financial security of the firm’s clients.
Ms. Torres is a past member of the Board of Directors and a former Trustee of the Coral Gables Chamber of Commerce. There, she also served as the Chair of the 20/30 Group, a young professionals committee. Ms. Torres is also a Past Member of the Board of Directors and the former Treasurer of the Women’s Chamber of Commerce of Miami-Dade; and a Past President of Business Networking International’s (BNI) Coral Gables Chapter.
Ms. Torres frequently participates in continuing education courses and training seminars relevant to the services she provides. She received her B.A. in Elementary Education in 2000 from Florida International University.
Aida Lloyd is the Founder of AM Insurance Services, Inc. She specializes in group health, individual health, and employee benefit programs. Ms. Lloyd has over 40 years of experience in the industry and has developed a reputation as a premiere source for health insurance an employee benefits. She is fully licensed in Health, Life, Annuities, and has a Series 6 securities license.
Ms. Lloyd utilizes her exceptional industry experience to run the day-to-day operations of AM Insurance Services and manage its partners and brokers. She began her career in the health insurance industry in 1969 working for Liberty Mutual as clerical assistant. The daughter of Cuban immigrants, she was determined to develop the knowledge and experience she needed to pursue her dream and open her own insurance brokerage. In 1981, she began working New York Life and after spending several years as a hardworking and results oriented agent, Ms. Lloyd ventured on her own and eventually opened her own insurance brokerage.
Ms. Lloyd, a respected member of the insurance industry, sits on the Agent Advisory Committees for AvMed and United Health Care. She is also a Life Underwriter Training Council Fellow (LUTCF) of The American College and the National Association of Insurance and Financial Advisors. The LUTCF designation is an advanced degree in life insurance products and marketing that combines essential product knowledge with basic planning concepts to help insurance professionals boost their production.
Aida Lloyd is the Founder of AM Insurance Services, Inc. She specializes in group health, individual health, and employee benefit programs. Ms. Lloyd has over 40 years of experience in the industry and has developed a reputation as a premiere source for health insurance an employee benefits. She is fully licensed in Health, Life, Annuities, and has a Series 6 securities license.
Ms. Lloyd utilizes her exceptional industry experience to run the day-to-day operations of AM Insurance Services and manage its partners and brokers. She began her career in the health insurance industry in 1969 working for Liberty Mutual as clerical assistant. The daughter of Cuban immigrants, she was determined to develop the knowledge and experience she needed to pursue her dream and open her own insurance brokerage. In 1981, she began working New York Life and after spending several years as a hardworking and results oriented agent, Ms. Lloyd ventured on her own and eventually opened her own insurance brokerage.
Ms. Lloyd, a respected member of the insurance industry, sits on the Agent Advisory Committees for AvMed and United Health Care. She is also a Life Underwriter Training Council Fellow (LUTCF) of The American College and the National Association of Insurance and Financial Advisors. The LUTCF designation is an advanced degree in life insurance products and marketing that combines essential product knowledge with basic planning concepts to help insurance professionals boost their production.
Are you ready to get the health insurance you need?
Contact us today. One of our experienced agents will guide you through your options.